[kwlug-disc] Big Brother Insurance Company?

CrankyOldBugger crankyoldbugger at gmail.com
Mon Apr 7 08:28:54 EDT 2014


A little side story to what you were saying there..  I read a few years
back how some researchers in NYC deliberately crashed a bus downtown with
eight volunteer passengers on board.  This was all cleared beforehand by
the city, etc.

By the time the EMS arrived, the bus had twenty-five passengers (all
yelling "whiplash", I would imagine).




On 7 April 2014 00:27, unsolicited <unsolicited at swiz.ca> wrote:

> One thing I should clarify - on 'health care fraud'.
>
> On the one hand, everyone will 'work the system'. Auto insurance health
> procedures will be rigorously followed - they are mandated by legislation
> (at least in Ontario). After all, the practitioners want to get paid, and
> they do get audited. If you get, say, 8 visits, 8 visits you get.
>
> What I meant more by the phrase was multiple people piling into a car and
> 'having an accident', thus able to claim medical expenses. Whiplash, say.
> Or hit a pot hole, or coming to mind is that spot on the Gardiner (?) going
> to downtown Toronto where if you get up enough speed you can go seemingly
> airborne.
>
> So 'health care fraud' was intended to refer to 'bogus' claims for care,
> less so fraud in the provisioning of that care.
>
> Sorry if I wasn't clear.
>
> Along the way, sadly, the right to sue, in many areas, has been taken
> away. Keeps the insurance profit levels up, after all. Evidently they have
> good lobbyists.
>
>
> On 14-04-06 04:16 PM, unsolicited wrote:
>
>> Bothered, yes. Anything to be done about it, no.
>>
>> People will take it to save a buck. The masses will ignore sense. I
>> expect it will preserve more insurance company profit than it will ever
>> save the consumer.
>>
>> Never mind the biggest cause of costs is unpursued fraud, and health
>> care fraud. Cheaper for insurance companies to pay than to prosecute.
>> How about a fine to insurance companies for not prosecuting.
>>
>> Opt-in or no, which is a fantasy, it will become the norm.
>>
>> I wouldn't call myself an aggressive driver, but I would say assertive.
>> However, they would bump up my rates based on my driving, despite my
>> disagreement with their criteria.
>>
>> I expect the biggest cause of accidents is people being unpredictable. I
>> can live with and work around people doing predictable / expected things
>> - it's when they don't that they cause aggravation. Like not taking
>> their right of way / getting on with it. Take it / go / get out of my
>> way. I hate those people.
>>
>> Hold on to your hats ... no doubt Glenn will chime in soon. (And
>> rightly, justifiably so.)
>>
>>
>> On 14-04-06 03:55 PM, CrankyOldBugger wrote:
>>
>>> Is anyone else out there as bothered as I am by the new commercial from
>>> Desjardins Insurance that claims that you can get lower auto rates by
>>> installing their black box in your car?  Are they so blatant about spying
>>> on us that they can put it in a TV commercial?  Are people falling for
>>> this?
>>>
>>> Maybe I've been reading too much RMS lately, but the idea of a private
>>> company knowing this much detail about me is a bit disturbing.
>>>
>>> Any thoughts, anyone?
>>>
>>
>>
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